Living within my means ensures financial freedom for my family.

I can live within my means because I have a strong sense of self-discipline. My desire to be free from financial stress is stronger than my attraction to material possessions.

I rid myself of friendships that cause me to associate my worth with my material possessions. I search for friends who appreciate me for who I am and respect me regardless of the things I can or cannot afford.

I resist the urge to acquire things to impress others. I refrain from purchasing items out of my price range just to show off. I stay within my budget at all times, even when I am out with friends.

I am confident enough in myself to refrain from making a purchase out of social obligation. I feel fine when I go out with my friends and I am the only one who cannot afford an item or who chooses not to purchase something.

I understand that life comes in seasons, and in a future season I may be able to afford more things. At this point, I choose to be thankful for what I have.

I know that having more things does not guarantee happiness. True happiness comes from a thankful heart.

When I shop, the most important thing to me is how my purchase can affect my family, not how it can affect others’ opinion of me. I honor my family by sticking to our budget regardless of the situation.

Today, I choose to shake off vanity in order to set myself up for financial freedom. I gladly make small sacrifices today so that my family can enjoy a better future.

Self-Reflection Questions:

1. Why should I live within my means?
2. How is my family benefiting from the sacrifices I make?
3. Why should I value the future of my family over the opinion of others?